Annuities


Posted an entry on Annuity Straight Talk
Case Study- Quick Close Secondary Market Annuities

We had a lovely experience over the weekend.  A client called Friday afternoon, late, wanting an in-stock SMA for his mother.  He’d been watching our list for a few weeks and made the mistake of reserving several cases from another vendor.

...
2014-01-15 18:08:01

Posted an entry on Annuity Straight Talk
Fed Tapering- Unemployment And Deflation Is More Important Than Inflation Worries

“Tapering Is Not Tightening”

That is the news of the day.  What that means is that even though the Federal Reserve is tapering it bond buying and liquidity injection programs, rates are not tightening or rising.

This is...
2013-12-20 16:13:20

Posted an entry on Annuity Straight Talk
Buying Secondary Market Annuities- Understanding The Transfer Process

In the Secondary Market Annuities world there are two methods of transfer currently in use in the industry.  One is used on a professional and institutional level, which we now utilize exclusively.  I’ll explain that in a moment. But...
2013-12-19 11:39:50

Posted an entry on Annuity Straight Talk
Annuities and Inflation- Like Oil And Water?

Many of our readers are concerned about inflation, and rightly so.  Inflation is a creeping erosion of the purchasing power of the dollar and is like a shadow drag on consumers.  Many consider inflation to be a hidden tax too.

So how can...
2013-12-06 13:29:22

Posted an entry on Annuity Straight Talk
New SMA Procedures Finally Unveiled!

For weeks, I have hinted that we had some exciting developments in the Secondary Market Annuities industry.  Finally, here are some more details, and a completely updated Buyer’s guide too that outlines our totally revamped purchase...
2013-11-19 01:18:55

Posted an entry on Annuity Straight Talk
Retirement Income… Or Leave It To The Kids?

One of the major challenges we face when helping people plan for their retirement is balancing the pressing need for lifetime income with the desire the leave an inheritance.  These goals are both laudable, but not always compatible.

...
2013-11-05 01:01:46

Posted an entry on Annuity Straight Talk
The Financial Instability Council- More Beltway Madness

This week brings an important editorial from the Wall Street Journal on the continued overreaching and regulatory creep oozing out of Washington.

Today’s editorial, perfectly titled “The Financial Instability Council” discusses the...
2013-07-17 01:24:30

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"Hearing comes first! Understanding comes next!"
“Hearing comes first! Understanding comes...
2013-06-24 02:02:40

Posted an entry on Annuity Straight Talk
Your Retirement Goals

A reader wrote in this week.  Like so many, it seems this person has a hard time knowing where to start, and this is unfortunately a very common issue we run into every day.  But not to fear! A few simple questions can get you on the right...
2013-05-15 13:14:31

Posted an entry on Annuity Straight Talk
How The Rich Play The Market- New WSJ Article

A new article in the Wall Street Journal caught my eye.  “How The Rich Play The Market” is a fresh reminder that human nature is just that- human.

The ‘Rich’ don’t necessarily have any secrets, better will,...
2013-05-14 11:50:44

Posted an entry on Annuity Straight Talk
How The Rich Play The Market- New WSJ Article

A new article in the Wall Street Journal caught my eye.  “How The Rich Play The Market” is a fresh reminder that human nature is just that- human.

The ‘Rich’ don’t necessarily have any secrets, better will,...
2013-05-14 11:50:44

Posted an entry on Annuity Straight Talk
How Annuities Mitigate Inflation Risk

Inflation is the gradual erosion of the purchasing power of your dollar.  Inflation has averaged about 3.3% per year from the start of the US Government data set in 1910 to today- this includes the galloping years in the 1970’s. Check out the...
2013-04-18 17:12:50

Posted an entry on Annuity Straight Talk
Top 5 Facts About Annuities And Taxes

There are often questions about annuities and taxes.  This brief guide will walk through a few of the top questions we receive.  Be sure to consult your own tax advisor for specific issues and clarifications.

Q: How Are Annuity Payments...
2013-03-15 17:19:25

Posted an entry on Annuity Straight Talk
Top 5 Facts About Annuities And Taxes

There are often questions about annuities and taxes.  This brief guide will walk through a few of the top questions we receive.  Be sure to consult your own tax advisor for specific issues and clarifications.

Q: How Are Annuity Payments...
2013-03-15 17:19:25

Posted an entry on Annuity Straight Talk
Why SMA’s Are Hard To Beat

While we work with a variety of annuities, we frequently gravitate to Secondary Market Annuities.  For investors specifically seeking a lifetime income stream that can not be outlived, SMA’s are not appropriate.  But for many, a fixed...
2013-03-13 20:35:25

Posted an entry on Annuity Straight Talk
Annuity Benefits

When writing and speaking about annuities, I sometimes get caught up in products and contract specifics and need to zoom out to the big picture now and again.

Lets take a moment to look at the highest level view of annuities, where you...
2013-03-04 19:50:45

Posted an entry on Annuity Straight Talk
Want a Guaranteed Loser? Try TIPS

Bond yields are at all time lows, and with Treasury Inflation Protected Securities, or TIPS, you can go even lower.  You can buy now for a guaranteed loss.

What a world we’re living in!

The issue with TIPS is that the yield is...
2013-02-03 16:09:08

Posted an entry on Annuity Straight Talk
Want a Guaranteed Loser? Try TIPS

Bond yields are at all time lows, and with Treasury Inflation Protected Securities, or TIPS, you can go even lower.  You can buy now for a guaranteed loss.

What a world we’re living in!

The issue with TIPS is that the yield is...
2013-02-03 16:09:08

Posted an entry on Annuity Straight Talk
Should Retirement Age Be 70?

A group of CEO’s recently called for a raise in the retirement age to 70- what do you think?

Read The Post Here: Should Retirement Age Be...
2013-02-01 22:11:55

Posted an entry on Annuity Straight Talk
Should Retirement Age Be 70?

A group of CEO’s recently called for a raise in the retirement age to 70- what do you think?

Read The Post Here: Should Retirement Age Be...
2013-02-01 22:11:55


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