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Gabriella Stewart |
Posted an entry on Defensive Driving School Review
Common Brake Problems and Maintenance
Your brakes are easily one of the most important components of your car. Having well-maintained and effective brakes will go a long way towards keeping you safe on the road! Few things are more terrifying than jamming on the brakes in an emergency and...
2010-12-04 02:52:37
Posted an entry on Defensive Driving School Review
HOW DO BRAKES WORK? Part 3 – Power Brakes and Antilock Brakes
Power Brakes While drum brakes provide some additional power assist, as we saw in the discussion in Part 2 of this series, disc brakes don’t. In most cars with disc brakes, additional force multiplication is needed in order to make the brakes...
2010-12-04 02:52:37
Posted an entry on Defensive Driving School Review
HOW DO BRAKES WORK? – Part 2: Disc Brakes and Drum Brakes
Disc Brakes While there are several different kinds of disc brakes, the most common is the single-piston floating caliper. You’ll see what this means in a minute. This kind of brake has three main components: the brake pads, the caliper, and the rotor.
2010-12-04 02:52:35
Posted an entry on Defensive Driving School Review
HOW DO BRAKES WORK? Part 1 – Braking Basics
Braking seems fairly simple: you press a pedal and the car stops. If you’re like me, you never really thought twice about how a small motion in your foot can stop an entire car. However, braking systems are elegant, ingenious, and complicated systems....
2010-12-04 02:52:34
Posted an entry on Defensive Driving School Review
Accident Liability: Who Is At Fault?
Now that I’ve discussed what to do if you’re in an accident, it makes sense to look at what happens after an accident. Car accidents can be very costly, both in terms of personal injuries and damage to your car. Understanding how insurance companies...
2010-12-04 02:52:29
Posted an entry on Defensive Driving School Review
Flash your high beams?
A question arose at my last class on Nov. 20th: is it good to flash your high beams at night, if another driver’s high beams are blinding you? The answer, in New York State, is yes. It’s fine to flash your high beams. According to the NY...
2010-12-04 02:51:39
Posted an entry on Defensive Driving School Review
Up to Four Points off your Driving Record
Most of my students come to class for the 10% insurance reduction, while getting the other main benefits: refreshing their driving knowledge and helping to make the roads safer. But the question came up at my class again last Saturday…. how does...
2010-12-04 02:51:39
Posted an entry on Defensive Driving School Review
What NOT to say to a cop
From an article on Yahoo 9/19/10: “All we do is react to what people do when you pull them over,” said Dennis Fanning, a homicide detective and veteran officer with the Los Angeles Police Department. “We don’t instigate the...
2010-12-04 02:51:39
Posted an entry on Defensive Driving School Review
15th class!
I taught my 15th class yesterday. We had a great time…. many thanks to the participants: Bob B., Robin, Marilyn, Bob S., Carolee, Amy, Beth and Gina. Also thank you to our friends at the North East Community Center for hosting the classes. I have...
2010-12-04 02:51:39
Posted an entry on Defensive Driving School Review
Online vs. Classroom?
The debate is on. Which is the better option for New York State residents… taking the online version of the class, or taking the regular classroom session? Moneywise, the online version is less. Some companies are offering online Defensive Driving...
2010-12-04 02:51:39
Posted an entry on Defensive Driving School Review
Texting while driving
Texting while driving was finally outlawed in New York State in November 2009. Lawbreakers are subject to a $150 fine. Definitely a step in the right direction, but what bothers me about the new law is this statement: “It is a secondary law, which...
2010-12-04 02:51:39
Posted an entry on Defensive Driving School Review
Driving through the state of Texas
Texas Defensive Driving If you drive defensively in Texas, you may be familiar with the following observations. If you don’t, you may or may not notice similarities from the state in which you drive in. Texas is so big, yes I know that is a cliché,...
2010-12-04 02:50:52
Posted an entry on Defensive Driving School Review
Texas Roadways
There are so many things we all complain about when it comes to driving. I will focus on a couple of driver types to keep it short and simple because my list can go on and on. I’m sure everyone has heard of “everything is bigger in Texas”. And it...
2010-12-04 02:50:52
Posted an entry on Defensive Driving School Review
Another Texas Defensive Driving Experience
I got pulled over on the day we moved into our first house here in Texas. I had just returned the rental truck and was heading back to the house on Westheimer. I have never known the speed limit on Westheimer; it always seemed like you couldn’t go...
2010-12-04 02:50:52
Posted an entry on Raise Credit Score-Increase Credit Score
Why Banks Suck
Is it just the banks I do business with or do all banks just suck? Taxpayers give them billions of dollars and everyday people can't seem to get simple loans at reasonable rates. And it's not because they are broke. If you've been...
2010-11-12 18:42:23
Posted an entry on Raise Credit Score-Increase Credit Score
Being Frugal In Hard Times
So most of us are concerned about ways to increase credit score, but to many, fixing credit is very low on the list of important things to do.
Consumers are being extra careful with their money in these hard times, but what they are scrimping...
2010-11-11 14:05:42
Posted an entry on Raise Credit Score-Increase Credit Score
Increase My Credit Score With a Simple Solution
I Increase My Credit Score With a Simple Solution of implementing a structured plan of repairing my credit. Increasing your credit scores cannot be achieved overnight. It requires a plan, implementation of that plan and follow-up where necessary. If...
2010-11-10 16:10:09
Posted an entry on Raise Credit Score-Increase Credit Score
See How I Increase My Credit Score
See How I Increase My Credit Score by implementing the following approach to improving my credit scores:
1. I obtained copies of my credit reprots including credit scores from the three major credit reporting agencies Equifax, Transunion and...
2010-11-09 16:01:12
Posted an entry on Raise Credit Score-Increase Credit Score
Increase My Credit Score Quick
There are no quick fixes to Increase My Credit Score. If however, you implement a plan of action that is structured, discipline with diligence and patience you can minimized the amount of time to increase your credit scores.
Read more on...
2010-11-08 17:07:34
Posted an entry on Raise Credit Score-Increase Credit Score
Credit Scores To Be Adjusted
Never before have we seen so many high credit worthy consumers walking away from home loans. Specifically because of this phenomenon, the two leading producers of credit scoring have started the process of changing how they evaluate consumer...
2010-11-07 10:27:17
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